
Most of its plans are guaranteed and administered by two different companies, American Auto Shield (AAS) and Royal Administration Services. Unlike Endurance, Carchex is a broker and not a direct provider.

Finally, you get a 30-day money-back guarantee with every policy. Plans require no down payment and have a maximum payment schedule of 24 months. Pricing quotes do not have a limit on mileage, and coverage is not available for cars older than 25 years at the time of enrollment. Carchex also pays claims directly to repair shops so you don’t have to pay out of pocket and then wait to get reimbursed. This means you’re not forced to use only new parts for repairs. You also can take your car to any licensed repair facility, including dealers, repair shops, and national chains. For instance, if an uninsured battery leaks acid onto an insured part, the warranty will not cover the repair of the insured part.Ĭarchex has been in business since 1999 and is endorsed by Kelley Blue Book and .Īll Carchex plans include 24/7 emergency roadside assistance, gas delivery, trip interruption, lost key or lockout service, and more. The company also has a consequential loss clause which means your warranty won’t cover insured parts damaged by uninsured parts. Unfortunately, Endurance does not offer coverage in California. In terms of eligibility, Endurance offers coverage for models as far back as 20 model years with no limit on mileage.

These details can be submitted online to Endurance for a free quote. Pricing depends on the mileage, year, make, and model of your car. Other benefits include being able to choose new or used parts and a 30-day cancellation period with a full refund. Because it’s a direct provider, Endurance pays claims upfront directly to repair facilities, including parts, labor, and tax.

It manages most of its contracts and administers its own claims, which helps streamline the process and gives it a strong reputation for customer service.Įndurance policies come with rental car benefits, 24-hour roadside assistance, and the ability to choose from any licensed, authorized repair facility nationwide. Endurance has been in business since 2006.
